Having someone write your business plan is not cheating if you provide the writer with your ideas, research and experience. If all the information about you and your ability to be successful is truthfully written no cheating is involved. The writer's mission is to explain the facts in an understandable manner. In addition, the writer should be able to portray the financial information properly.
Your best bet is to work with a credible consultant - http://www.bplans.com/business_plan_consultant/
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