Specialty Baker Business Plan

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Morningstar Bakery

Company Summary

Morningstar Bakery will be located in downtown [Name omitted] in a historical building. This downtown district is a very popular destination because of the historical architecture for weekenders and tourists. It is also a prime location for all the employees of the surrounding downtown businesses. The bakery sells non-wheat and other health specific breads, sweets and pastries to the surrounding community every Tuesday through Sunday.

2.1 Company Ownership

Currently Morningstar Bakery is a sole proprietorship owned by Donna Sharp. Eventually, as the company becomes established, Morningstar Bakery will apply to be incorporated.

2.2 Start-up Summary

The primary expense to establish the Morningstar Bakery is the mortgage loan estimated at $175,000 to purchase the vacant space on [Name omitted] street. The building was previously used as a bakery and we plan to buy the used equipment along with the space. This cost is also calculated into the loan estimate. Donna Sharp intends to invest $7,500 of her savings to cover the other cost of start-up.

These costs include:

  • Advertising brochures.
  • Bakery ingredients.
  • Insurance.
  • Bakery accessories, i.e. paper bags, cartons, etc.
Specialty baker business plan, company summary chart image

Start-up Expenses
Legal $0
Stationery etc. $0
Brochures $2,500
Consultants $0
Insurance $150
Mortgage $1,258
Research and development $0
Bakery Ingredients $500
Other $1,000
Total Start-up Expenses $5,408
Start-up Assets
Cash Required $12,092
Other Current Assets $0
Long-term Assets $175,000
Total Assets $187,092
Total Requirements $192,500
Start-up Funding
Start-up Expenses to Fund $5,408
Start-up Assets to Fund $187,092
Total Funding Required $192,500
Non-cash Assets from Start-up $175,000
Cash Requirements from Start-up $12,092
Additional Cash Raised $0
Cash Balance on Starting Date $12,092
Total Assets $187,092
Liabilities and Capital
Current Borrowing $0
Long-term Liabilities $173,000
Accounts Payable (Outstanding Bills) $0
Other Current Liabilities (interest-free) $12,000
Total Liabilities $185,000
Planned Investment
Untitled $0
Donna Sharp $7,500
Other $0
Additional Investment Requirement $0
Total Planned Investment $7,500
Loss at Start-up (Start-up Expenses) ($5,408)
Total Capital $2,092
Total Capital and Liabilities $187,092
Total Funding $192,500

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