Nature's Candy
Financial Plan
Forecast
Key Assumptions
Our Key Assumptions:
- The new trend is people are focusing on their health
- Vitamins help prolong health
- People need price accessible Vitamins
Revenue by Month
Expenses by Month
Net Profit (or Loss) by Year
Financing
Use of Funds
Nature’s Candy will incur the following start-up costs
Legal$1,000
Stationery etc.$200
Web Development$10,000
TOTAL START-UP EXPENSES$ 11,200
Sources of Funds
We will be getting $80,000:
Quack$45,000
Stewart$35,000
Statements
Projected Profit & Loss
| 2018 | 2019 | 2020 | |
|---|---|---|---|
| Revenue | $502,400 | $542,000 | $563,000 |
| Direct Costs | $268,896 | $290,280 | $301,620 |
| Gross Margin | $233,504 | $251,720 | $261,380 |
| Gross Margin % | 46% | 46% | 46% |
| Operating Expenses | |||
| Salaries & Wages | $163,200 | $166,464 | $169,792 |
| Employee Related Expenses | $32,640 | $33,293 | $33,958 |
| Marketing | $5,760 | $5,760 | $5,760 |
| Sales | $7,500 | $7,500 | $7,500 |
| Utilities | $2,400 | $2,400 | $2,400 |
| Insurance | $1,500 | $1,500 | $1,500 |
| Rent | $24,000 | $24,000 | $24,000 |
| Total Operating Expenses | $237,000 | $240,917 | $244,910 |
| Operating Income | ($3,496) | $10,803 | $16,470 |
| Interest Incurred | |||
| Depreciation and Amortization | $0 | $0 | $0 |
| Gain or Loss from Sale of Assets | |||
| Income Taxes | $0 | $0 | $0 |
| Total Expenses | $505,896 | $531,197 | $546,530 |
| Net Profit | ($3,496) | $10,803 | $16,470 |
| Net Profit/Sales | (1%) | 2% | 3% |
Projected Balance Sheet
| Starting Balances | 2018 | 2019 | 2020 | |
|---|---|---|---|---|
| Cash | $65,600 | $96,904 | $101,080 | $118,513 |
| Accounts Receivable | $0 | $0 | $0 | |
| Inventory | ||||
| Other Current Assets | ||||
| Total Current Assets | $65,600 | $96,904 | $101,080 | $118,513 |
| Long-Term Assets | $3,200 | $3,200 | $3,200 | $3,200 |
| Accumulated Depreciation | $0 | $0 | $0 | |
| Total Long-Term Assets | $3,200 | $3,200 | $3,200 | $3,200 |
| Total Assets | $68,800 | $100,104 | $104,280 | $121,713 |
| Accounts Payable | $34,800 | $28,172 | $29,136 | |
| Income Taxes Payable | $0 | $0 | $0 | |
| Sales Taxes Payable | $0 | $0 | $0 | |
| Short-Term Debt | ||||
| Prepaid Revenue | ||||
| Total Current Liabilities | $34,800 | $28,172 | $29,136 | |
| Long-Term Debt | ||||
| Long-Term Liabilities | ||||
| Total Liabilities | $34,800 | $28,172 | $29,136 | |
| Paid-In Capital | $80,000 | $80,000 | $80,000 | $80,000 |
| Retained Earnings | ($11,200) | ($11,200) | ($14,696) | ($3,893) |
| Earnings | ($3,496) | $10,803 | $16,470 | |
| Total Owner’s Equity | $68,800 | $65,304 | $76,107 | $92,577 |
| Total Liabilities & Equity | $68,800 | $100,104 | $104,280 | $121,713 |
Projected Cash Flow Statement
| 2018 | 2019 | 2020 | |
|---|---|---|---|
| Net Cash Flow from Operations | |||
| Net Profit | ($3,496) | $10,803 | $16,470 |
| Depreciation & Amortization | $0 | $0 | $0 |
| Change in Accounts Receivable | $0 | $0 | $0 |
| Change in Inventory | |||
| Change in Accounts Payable | $34,800 | ($6,628) | $964 |
| Change in Income Tax Payable | $0 | $0 | $0 |
| Change in Sales Tax Payable | $0 | $0 | $0 |
| Change in Prepaid Revenue | |||
| Net Cash Flow from Operations | $31,304 | $4,175 | $17,434 |
| Investing & Financing | |||
| Assets Purchased or Sold | |||
| Net Cash from Investing | |||
| Investments Received | |||
| Dividends & Distributions | |||
| Change in Short-Term Debt | |||
| Change in Long-Term Debt | |||
| Net Cash from Financing | |||
| Cash at Beginning of Period | $65,600 | $96,904 | $101,080 |
| Net Change in Cash | $31,304 | $4,175 | $17,434 |
| Cash at End of Period | $96,904 | $101,080 | $118,513 |
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