Gentle Touch Creations

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Cosmetic Herbal Sundries Business Plan

Appendix

Sales Forecast
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales
Herbal Products 0% $0 $10,000 $12,000 $14,000 $18,000 $22,000 $26,000 $36,000 $40,000 $36,000 $32,000 $36,000
Other 0% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total Sales $0 $10,000 $12,000 $14,000 $18,000 $22,000 $26,000 $36,000 $40,000 $36,000 $32,000 $36,000
Direct Cost of Sales Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Herbal Products $0 $5,000 $6,000 $7,000 $9,000 $11,000 $13,000 $18,000 $20,000 $18,000 $16,000 $18,000
Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotal Direct Cost of Sales $0 $5,000 $6,000 $7,000 $9,000 $11,000 $13,000 $18,000 $20,000 $18,000 $16,000 $18,000
Personnel Plan
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Joanne Lovejoy 0% $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500 $2,500
2 Production Staff 0% $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400
P/T Production Staff 0% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total People 3 3 3 3 3 3 3 3 3 3 3 3
Total Payroll $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900
General Assumptions
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Plan Month 1 2 3 4 5 6 7 8 9 10 11 12
Current Interest Rate 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00%
Long-term Interest Rate 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00% 10.00%
Tax Rate 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00% 30.00%
Other 0 0 0 0 0 0 0 0 0 0 0 0
Pro Forma Profit and Loss
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Sales $0 $10,000 $12,000 $14,000 $18,000 $22,000 $26,000 $36,000 $40,000 $36,000 $32,000 $36,000
Direct Cost of Sales $0 $5,000 $6,000 $7,000 $9,000 $11,000 $13,000 $18,000 $20,000 $18,000 $16,000 $18,000
Other Production Expenses $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total Cost of Sales $0 $5,000 $6,000 $7,000 $9,000 $11,000 $13,000 $18,000 $20,000 $18,000 $16,000 $18,000
Gross Margin $0 $5,000 $6,000 $7,000 $9,000 $11,000 $13,000 $18,000 $20,000 $18,000 $16,000 $18,000
Gross Margin % 0.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00% 50.00%
Expenses
Payroll $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900
Sales and Marketing and Other Expenses $380 $380 $380 $380 $380 $380 $380 $230 $230 $380 $380 $380
Depreciation $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400
Leased Equipment $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Utilities $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400 $400
Insurance $650 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Rent $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600
Payroll Taxes 15% $885 $885 $885 $885 $885 $885 $885 $885 $885 $885 $885 $885
Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total Operating Expenses $9,215 $8,565 $8,565 $8,565 $8,565 $8,565 $8,565 $8,415 $8,415 $8,565 $8,565 $8,565
Profit Before Interest and Taxes ($9,215) ($3,565) ($2,565) ($1,565) $435 $2,435 $4,435 $9,585 $11,585 $9,435 $7,435 $9,435
EBITDA ($8,815) ($3,165) ($2,165) ($1,165) $835 $2,835 $4,835 $9,985 $11,985 $9,835 $7,835 $9,835
Interest Expense $411 $405 $399 $393 $388 $482 $472 $462 $452 $442 $432 $422
Taxes Incurred ($2,888) ($1,191) ($889) ($588) $14 $586 $1,189 $2,737 $3,340 $2,698 $2,101 $2,704
Net Profit ($6,738) ($2,779) ($2,075) ($1,371) $33 $1,367 $2,774 $6,386 $7,793 $6,295 $4,902 $6,309
Net Profit/Sales 0.00% -27.79% -17.29% -9.79% 0.18% 6.22% 10.67% 17.74% 19.48% 17.49% 15.32% 17.53%
Pro Forma Cash Flow
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Cash Received
Cash from Operations
Cash Sales $0 $2,500 $3,000 $3,500 $4,500 $5,500 $6,500 $9,000 $10,000 $9,000 $8,000 $9,000
Cash from Receivables $0 $0 $250 $7,550 $9,050 $10,600 $13,600 $16,600 $19,750 $27,100 $29,900 $26,900
Subtotal Cash from Operations $0 $2,500 $3,250 $11,050 $13,550 $16,100 $20,100 $25,600 $29,750 $36,100 $37,900 $35,900
Additional Cash Received
Sales Tax, VAT, HST/GST Received 0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
New Current Borrowing $0 $0 $0 $0 $0 $12,000 $0 $0 $0 $0 $0 $0
New Other Liabilities (interest-free) $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
New Long-term Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Sales of Other Current Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Sales of Long-term Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
New Investment Received $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotal Cash Received $0 $2,500 $3,250 $11,050 $13,550 $28,100 $20,100 $25,600 $29,750 $36,100 $37,900 $35,900
Expenditures Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Expenditures from Operations
Cash Spending $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900 $5,900
Bill Payments $15 $656 $7,042 $8,918 $10,294 $13,956 $16,619 $19,449 $28,790 $27,877 $21,118 $18,831
Subtotal Spent on Operations $5,915 $6,556 $12,942 $14,818 $16,194 $19,856 $22,519 $25,349 $34,690 $33,777 $27,018 $24,731
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Principal Repayment of Current Borrowing $0 $0 $0 $0 $0 $0 $500 $500 $500 $500 $500 $500
Other Liabilities Principal Repayment $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Long-term Liabilities Principal Repayment $700 $700 $700 $700 $700 $700 $700 $700 $700 $700 $700 $700
Purchase Other Current Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Purchase Long-term Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Dividends $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotal Cash Spent $6,615 $7,256 $13,642 $15,518 $16,894 $20,556 $23,719 $26,549 $35,890 $34,977 $28,218 $25,931
Net Cash Flow ($6,615) ($4,756) ($10,392) ($4,468) ($3,344) $7,544 ($3,619) ($949) ($6,140) $1,123 $9,682 $9,969
Cash Balance $26,785 $22,029 $11,637 $7,169 $3,825 $11,369 $7,750 $6,802 $662 $1,785 $11,467 $21,436
Pro Forma Balance Sheet
Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Assets Starting Balances
Current Assets
Cash $33,400 $26,785 $22,029 $11,637 $7,169 $3,825 $11,369 $7,750 $6,802 $662 $1,785 $11,467 $21,436
Accounts Receivable $0 $0 $7,500 $16,250 $19,200 $23,650 $29,550 $35,450 $45,850 $56,100 $56,000 $50,100 $50,200
Inventory $5,000 $5,000 $5,500 $6,600 $7,700 $9,900 $12,100 $14,300 $19,800 $22,000 $19,800 $17,600 $19,800
Other Current Assets $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000 $5,000
Total Current Assets $43,400 $36,785 $40,029 $39,487 $39,069 $42,375 $58,019 $62,500 $77,452 $83,762 $82,585 $84,167 $96,436
Long-term Assets
Long-term Assets $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000 $15,000
Accumulated Depreciation $0 $400 $800 $1,200 $1,600 $2,000 $2,400 $2,800 $3,200 $3,600 $4,000 $4,400 $4,800
Total Long-term Assets $15,000 $14,600 $14,200 $13,800 $13,400 $13,000 $12,600 $12,200 $11,800 $11,400 $11,000 $10,600 $10,200
Total Assets $58,400 $51,385 $54,229 $53,287 $52,469 $55,375 $70,619 $74,700 $89,252 $95,162 $93,585 $94,767 $106,636
Liabilities and Capital Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12
Current Liabilities
Accounts Payable $0 $423 $6,746 $8,579 $9,832 $13,405 $15,982 $18,488 $27,853 $27,170 $20,498 $17,978 $24,738
Current Borrowing $0 $0 $0 $0 $0 $0 $12,000 $11,500 $11,000 $10,500 $10,000 $9,500 $9,000
Other Current Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotal Current Liabilities $0 $423 $6,746 $8,579 $9,832 $13,405 $27,982 $29,988 $38,853 $37,670 $30,498 $27,478 $33,738
Long-term Liabilities $50,000 $49,300 $48,600 $47,900 $47,200 $46,500 $45,800 $45,100 $44,400 $43,700 $43,000 $42,300 $41,600
Total Liabilities $50,000 $49,723 $55,346 $56,479 $57,032 $59,905 $73,782 $75,088 $83,253 $81,370 $73,498 $69,778 $75,338
Paid-in Capital $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000 $50,000
Retained Earnings ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600) ($41,600)
Earnings $0 ($6,738) ($9,517) ($11,592) ($12,963) ($12,930) ($11,562) ($8,788) ($2,402) $5,392 $11,687 $16,589 $22,899
Total Capital $8,400 $1,662 ($1,117) ($3,192) ($4,563) ($4,530) ($3,162) ($388) $5,998 $13,792 $20,087 $24,989 $31,299
Total Liabilities and Capital $58,400 $51,385 $54,229 $53,287 $52,469 $55,375 $70,619 $74,700 $89,252 $95,162 $93,585 $94,767 $106,636
Net Worth $8,400 $1,662 ($1,117) ($3,192) ($4,563) ($4,530) ($3,162) ($388) $5,998 $13,792 $20,087 $24,989 $31,299
Gentle Touch Creations cosmetic herbal sundries business plan appendix. Gentle Touch Creations manufactures herbal health and beauty aids, and sells them retail at craft fairs and online, as well as wholesale to large retailers.