Retail Hardware Store Business Plan

Clara's Hardware Store

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Company Summary

Clara's Hardware offers the parts, material, and advice to tackle any home repair, as well as lawn care.  The store's owner, Clara Johnson, has worked in the hardware industry for over ten years.  Most recently, she was the shift manager at Home Depot located in Waterfront Shopping Center.  Her area of expertise was home repairs. She conducted four presentations a week on all manner of home repair. 

The business will make a profit in month six, and will grow steadily each consecutive month.

2.1 Start-up Summary

The start-up cost of Clara's Hardware will consist primarily of inventory and display equipment. Clara Johnson will invest $80,000.  She will also secure a $150,000 SBA loan.

Start-up
Requirements
Start-up Expenses
Legal $1,000
Stationery etc. $0
Brochures $0
Consultants $0
Insurance $0
Rent $3,000
Start-Up Inventory $50,000
Display Set-Up $5,000
Cash Reserve for Hiring $20,000
Advertising $0
Other $0
Total Start-up Expenses $79,000
Start-up Assets
Cash Required $121,000
Start-up Inventory $0
Other Current Assets $0
Long-term Assets $30,000
Total Assets $151,000
Total Requirements $230,000
Start-up Funding
Start-up Expenses to Fund $79,000
Start-up Assets to Fund $151,000
Total Funding Required $230,000
Assets
Non-cash Assets from Start-up $30,000
Cash Requirements from Start-up $121,000
Additional Cash Raised $0
Cash Balance on Starting Date $121,000
Total Assets $151,000
Liabilities and Capital
Liabilities
Current Borrowing $0
Long-term Liabilities $150,000
Accounts Payable (Outstanding Bills) $0
Other Current Liabilities (interest-free) $0
Total Liabilities $150,000
Capital
Planned Investment
Clara Johnson $80,000
Silent Partner $0
Other $0
Additional Investment Requirement $0
Total Planned Investment $80,000
Loss at Start-up (Start-up Expenses) ($79,000)
Total Capital $1,000
Total Capital and Liabilities $151,000
Total Funding $230,000

2.2 Company Ownership

Clara's Hardware is owned by Clara Johnson.

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Start-up
Requirements
Start-up Expenses
Legal $1,000
Stationery etc. $0
Brochures $0
Consultants $0
Insurance $0
Rent $3,000
Start-Up Inventory $50,000
Display Set-Up $5,000
Cash Reserve for Hiring $20,000
Advertising $0
Other $0
Total Start-up Expenses $79,000
Start-up Assets
Cash Required $121,000
Start-up Inventory $0
Other Current Assets $0
Long-term Assets $30,000
Total Assets $151,000
Total Requirements $230,000
Start-up Funding
Start-up Expenses to Fund $79,000
Start-up Assets to Fund $151,000
Total Funding Required $230,000
Assets
Non-cash Assets from Start-up $30,000
Cash Requirements from Start-up $121,000
Additional Cash Raised $0
Cash Balance on Starting Date $121,000
Total Assets $151,000
Liabilities and Capital
Liabilities
Current Borrowing $0
Long-term Liabilities $150,000
Accounts Payable (Outstanding Bills) $0
Other Current Liabilities (interest-free) $0
Total Liabilities $150,000
Capital
Planned Investment
Clara Johnson $80,000
Silent Partner $0
Other $0
Additional Investment Requirement $0
Total Planned Investment $80,000
Loss at Start-up (Start-up Expenses) ($79,000)
Total Capital $1,000
Total Capital and Liabilities $151,000
Total Funding $230,000