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What is use of funds?

We followed your Business Plan Pro product for our business plan. The last two VC firms that we spoke with asked us for a section for our “Use of Funds”. I could not find a sample section of Use of Funds anywhere in your software. Could you please let me know what should be in this section. And what time-frame should be covered in this section?

Question posted by Bplans User (488 points) 1 year ago. Answers: 1

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Like “Exit Strategies,” this is a topic that often appears in sophisticated plans aimed at venture capitalists, and would be a good addition in plans aimed at getting a loan as well.

The use of funds is an explanation of how money received as loans or investment will be spent.

This is easily confused with Sources and Uses of Funds, which is another name for one way of doing a cash flow. Many financial statements have Sources and Uses included. Our cash flow model is actually a modified version of sources and uses of funds.

The uses of funds I assume you’re referring to is required in a few plans, by a few investors, and a few banks. Ironically, if you think about it, the use of funds is actually already showing in a complete plan done with Business Plan Pro, in the expenses and cash flow tables.

I’d add it into the last chapter, financial, as topic 7.1 or 7.2. What they’re talking about, as you obviously already know, is explaining to the investor how you intend to use the new capital you’re asking for. If you want to make a detailed list, you could use your user added table for that; in most cases, I think text treatment would be enough.

Use the menu or the outline button to add that topic in and add your explanation.

-Tim

Answer posted by Tim Berry (1,405 points) 1 year ago

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