will I still be able to get a SBA loan at this time for the beginning of next year

It has more to do with the lender than anything else. It can take up to 120 days to get approved for an SBA loan. That said, a well written business plan and being able to demonstrate in depth knowledge of your industry, location, target audience, market conditions, and realistic financial goals will make the process come along faster. You can apply to more than one lender at the same time. Also offering a higher down payment can reduce the approval time. You might want to speak with someone at your local SBDC or SCORE office.

http://www.bplans.com/business_planning_resources/sbdc/
http://www.bplans.com/business_planning_resources/score/

Thanks for asking, let us know when you have more questions!