Plan Outline
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SIC 0161 Agricultural Production - Crops - Vegetables and melons
*Reports start as low as $89
Agriculture Fruit Farm Business Plan
Farmers Group
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Appendix
| Sales Forecast | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | |||||||||||||
| Sales | 0% | $0 | $0 | $10,000 | $25,000 | $40,000 | $55,000 | $100,000 | $175,000 | $120,000 | $50,000 | $0 | $0 |
| Other | 0% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Sales | $0 | $0 | $10,000 | $25,000 | $40,000 | $55,000 | $100,000 | $175,000 | $120,000 | $50,000 | $0 | $0 | |
| Direct Cost of Sales | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Sales | $0 | $0 | $6,800 | $17,000 | $27,200 | $37,400 | $68,000 | $119,000 | $81,600 | $34,000 | $0 | $0 | |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Subtotal Direct Cost of Sales | $0 | $0 | $6,800 | $17,000 | $27,200 | $37,400 | $68,000 | $119,000 | $81,600 | $34,000 | $0 | $0 | |
| General Assumptions | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Plan Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |
| Current Interest Rate | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | |
| Long-term Interest Rate | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | |
| Tax Rate | 30.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | 20.00% | |
| Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Pro Forma Cash Flow | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Cash Received | |||||||||||||
| Cash from Operations | |||||||||||||
| Cash Sales | $0 | $0 | $2,500 | $6,250 | $10,000 | $13,750 | $25,000 | $43,750 | $30,000 | $12,500 | $0 | $0 | |
| Cash from Receivables | $0 | $0 | $0 | $250 | $7,875 | $19,125 | $30,375 | $42,375 | $76,875 | $129,875 | $88,250 | $36,250 | |
| Subtotal Cash from Operations | $0 | $0 | $2,500 | $6,500 | $17,875 | $32,875 | $55,375 | $86,125 | $106,875 | $142,375 | $88,250 | $36,250 | |
| Additional Cash Received | |||||||||||||
| Sales Tax, VAT, HST/GST Received | 0.00% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| New Current Borrowing | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| New Other Liabilities (interest-free) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| New Long-term Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Sales of Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Sales of Long-term Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| New Investment Received | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Subtotal Cash Received | $0 | $0 | $2,500 | $6,500 | $17,875 | $32,875 | $55,375 | $86,125 | $106,875 | $142,375 | $88,250 | $36,250 | |
| Expenditures | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Expenditures from Operations | |||||||||||||
| Cash Spending | $11,500 | $11,500 | $11,000 | $7,500 | $7,000 | $9,500 | $9,000 | $9,500 | $10,000 | $10,500 | $10,000 | $10,500 | |
| Bill Payments | $30,250 | $7,507 | $7,509 | $7,573 | $7,571 | $7,508 | $10,129 | $91,730 | $178,012 | $46,511 | $7,394 | $7,225 | |
| Subtotal Spent on Operations | $41,750 | $19,007 | $18,509 | $15,073 | $14,571 | $17,008 | $19,129 | $101,230 | $188,012 | $57,011 | $17,394 | $17,725 | |
| Additional Cash Spent | |||||||||||||
| Sales Tax, VAT, HST/GST Paid Out | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Principal Repayment of Current Borrowing | $0 | $0 | $0 | $0 | $5,000 | $15,000 | $4,000 | $0 | $0 | $0 | $30,000 | $0 | |
| Other Liabilities Principal Repayment | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Long-term Liabilities Principal Repayment | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Purchase Other Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Purchase Long-term Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Dividends | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Subtotal Cash Spent | $41,750 | $19,007 | $18,509 | $15,073 | $19,571 | $32,008 | $23,129 | $101,230 | $188,012 | $57,011 | $47,394 | $17,725 | |
| Net Cash Flow | ($41,750) | ($19,007) | ($16,009) | ($8,573) | ($1,696) | $867 | $32,246 | ($15,105) | ($81,137) | $85,364 | $40,856 | $18,525 | |
| Cash Balance | $203,650 | $184,643 | $168,634 | $160,061 | $158,365 | $159,232 | $191,478 | $176,373 | $95,236 | $180,599 | $221,455 | $239,980 | |
| Pro Forma Balance Sheet | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Assets | Starting Balances | ||||||||||||
| Current Assets | |||||||||||||
| Cash | $245,400 | $203,650 | $184,643 | $168,634 | $160,061 | $158,365 | $159,232 | $191,478 | $176,373 | $95,236 | $180,599 | $221,455 | $239,980 |
| Accounts Receivable | $0 | $0 | $0 | $7,500 | $26,000 | $48,125 | $70,250 | $114,875 | $203,750 | $216,875 | $124,500 | $36,250 | $0 |
| Inventory | $150,000 | $150,000 | $150,000 | $143,200 | $126,200 | $99,000 | $61,600 | $74,800 | $130,900 | $89,760 | $55,760 | $55,760 | $55,760 |
| Other Current Assets | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 | $250,000 |
| Total Current Assets | $645,400 | $603,650 | $584,643 | $569,334 | $562,261 | $555,490 | $541,082 | $631,153 | $761,023 | $651,871 | $610,859 | $563,465 | $545,740 |
| Long-term Assets | |||||||||||||
| Long-term Assets | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 |
| Accumulated Depreciation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Long-term Assets | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 | $500,000 |
| Total Assets | $1,145,400 | $1,103,650 | $1,084,643 | $1,069,334 | $1,062,261 | $1,055,490 | $1,041,082 | $1,131,153 | $1,261,023 | $1,151,871 | $1,110,859 | $1,063,465 | $1,045,740 |
| Liabilities and Capital | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | |
| Current Liabilities | |||||||||||||
| Accounts Payable | $30,000 | $7,256 | $7,256 | $7,321 | $7,321 | $7,260 | $7,176 | $85,647 | $176,417 | $46,265 | $7,153 | $6,984 | $6,984 |
| Current Borrowing | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $395,000 | $380,000 | $376,000 | $376,000 | $376,000 | $376,000 | $346,000 | $346,000 |
| Other Current Liabilities | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Subtotal Current Liabilities | $430,000 | $407,256 | $407,256 | $407,321 | $407,321 | $402,260 | $387,176 | $461,647 | $552,417 | $422,265 | $383,153 | $352,984 | $352,984 |
| Long-term Liabilities | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 | $400,000 |
| Total Liabilities | $830,000 | $807,256 | $807,256 | $807,321 | $807,321 | $802,260 | $787,176 | $861,647 | $952,417 | $822,265 | $783,153 | $752,984 | $752,984 |
| Paid-in Capital | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Retained Earnings | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) | ($684,600) |
| Earnings | $0 | ($19,007) | ($38,013) | ($53,387) | ($60,460) | ($62,171) | ($61,494) | ($45,894) | ($6,794) | $14,206 | $12,306 | ($4,919) | ($22,644) |
| Total Capital | $315,400 | $296,393 | $277,387 | $262,013 | $254,940 | $253,229 | $253,906 | $269,506 | $308,606 | $329,606 | $327,706 | $310,481 | $292,756 |
| Total Liabilities and Capital | $1,145,400 | $1,103,650 | $1,084,643 | $1,069,334 | $1,062,261 | $1,055,490 | $1,041,082 | $1,131,153 | $1,261,023 | $1,151,871 | $1,110,859 | $1,063,465 | $1,045,740 |
| Net Worth | $315,400 | $296,393 | $277,387 | $262,013 | $254,940 | $253,229 | $253,906 | $269,506 | $308,606 | $329,606 | $327,706 | $310,481 | $292,756 |
| Pro Forma Profit and Loss | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Sales | $0 | $0 | $10,000 | $25,000 | $40,000 | $55,000 | $100,000 | $175,000 | $120,000 | $50,000 | $0 | $0 | |
| Direct Cost of Sales | $0 | $0 | $6,800 | $17,000 | $27,200 | $37,400 | $68,000 | $119,000 | $81,600 | $34,000 | $0 | $0 | |
| Other | $800 | $800 | $867 | $867 | $833 | $833 | $833 | $833 | $833 | $833 | $833 | $833 | |
| Total Cost of Sales | $800 | $800 | $7,667 | $17,867 | $28,033 | $38,233 | $68,833 | $119,833 | $82,433 | $34,833 | $833 | $833 | |
| Gross Margin | ($800) | ($800) | $2,333 | $7,133 | $11,967 | $16,767 | $31,167 | $55,167 | $37,567 | $15,167 | ($833) | ($833) | |
| Gross Margin % | 0.00% | 0.00% | 23.33% | 28.53% | 29.92% | 30.48% | 31.17% | 31.52% | 31.31% | 30.33% | 0.00% | 0.00% | |
| Expenses | |||||||||||||
| Payroll | $11,500 | $11,500 | $11,000 | $7,500 | $7,000 | $9,500 | $9,000 | $9,500 | $10,000 | $10,500 | $10,000 | $10,500 | |
| Sales and Marketing and Other Expenses | $950 | $950 | $950 | $950 | $950 | $950 | $950 | $950 | $950 | $950 | $950 | $950 | |
| Depreciation | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Gas and Oil | $170 | $170 | $170 | $170 | $170 | $170 | $170 | $170 | $170 | $170 | $170 | $170 | |
| Utilities | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | |
| Insurance | $420 | $420 | $420 | $420 | $420 | $420 | $420 | $420 | $420 | $420 | $420 | $420 | |
| Payroll Taxes | 15% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Total Operating Expenses | $13,540 | $13,540 | $13,040 | $9,540 | $9,040 | $11,540 | $11,040 | $11,540 | $12,040 | $12,540 | $12,040 | $12,540 | |
| Profit Before Interest and Taxes | ($14,340) | ($14,340) | ($10,707) | ($2,407) | $2,927 | $5,227 | $20,127 | $43,627 | $25,527 | $2,627 | ($12,873) | ($13,373) | |
| EBITDA | ($14,340) | ($14,340) | ($10,707) | ($2,407) | $2,927 | $5,227 | $20,127 | $43,627 | $25,527 | $2,627 | ($12,873) | ($13,373) | |
| Interest Expense | $4,667 | $4,667 | $4,667 | $4,667 | $4,638 | $4,550 | $4,527 | $4,527 | $4,527 | $4,527 | $4,352 | $4,352 | |
| Taxes Incurred | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Net Profit | ($19,007) | ($19,007) | ($15,373) | ($7,073) | ($1,711) | $677 | $15,600 | $39,100 | $21,000 | ($1,900) | ($17,225) | ($17,725) | |
| Net Profit/Sales | 0.00% | 0.00% | -153.73% | -28.29% | -4.28% | 1.23% | 15.60% | 22.34% | 17.50% | -3.80% | 0.00% | 0.00% | |
| Personnel Plan | |||||||||||||
| Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Month 7 | Month 8 | Month 9 | Month 10 | Month 11 | Month 12 | ||
| Business Manager | 0% | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
| Executive Director | 0% | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
| Manager Trainee | 0% | $0 | $0 | $0 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Manager Trainee | 0% | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $1,000 | $1,000 | $1,000 | $1,000 |
| Logistic engineer | 0% | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
| Heavy equipment | 0% | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
| Welder | 0% | $500 | $500 | $0 | $500 | $0 | $500 | $0 | $500 | $0 | $500 | $0 | $500 |
| Contract workers | 0% | $5,000 | $5,000 | $5,000 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total People | 12 | 12 | 12 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | |
| Total Payroll | $11,500 | $11,500 | $11,000 | $7,500 | $7,000 | $9,500 | $9,000 | $9,500 | $10,000 | $10,500 | $10,000 | $10,500 | |
